The Cash Flow Clock: For Retirees - Book - Page 4
Table of Contents
Introduction ....................................................................................................1
The Cash Flow Clock .....................................................................................2
Utilizing the Cash Flow Clock ......................................................................4
Why the Cash Flow Clock .............................................................................6
Worlds of Money ............................................................................................9
Risk ............................................................................................................... 16
Beta and Alpha ............................................................................................ 18
The Impact of Losses .................................................................................. 21
Asset Allocation and the Cash Flow Clock ............................................... 23
Taxes............................................................................................................. 26
Tax Buckets ................................................................................................. 28
Taxes and Estate Planning ......................................................................... 31
Estate Tax .................................................................................................... 32
Tax Planning Tools ..................................................................................... 33
Tax Planning Strategies.............................................................................. 36
Taxes and Investments ............................................................................... 39
Asset Location and the Cash Flow Clock ................................................. 41
Annuities ...................................................................................................... 45
The Four Pillars of Financial Services ...................................................... 47
Social Security ............................................................................................. 48
Leverage ....................................................................................................... 50
Spending....................................................................................................... 53
Planning with the Cash Flow Clock .......................................................... 55
