The Cash Flow Clock: For Retirees - Book - Page 67
The Cash Flow Clock
Some may not want to use their savings to pay taxes
on a conversion because it is their emergency fund.
But if they are over 59.5, they can access their IRA
assets or principal from their Roth if they had a true
emergency. The Cash Flow Clock can help us make
sure we have sufficient emergency funds to cover our
needs, even if they are in our qualified accounts.
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